Sheetful and Tiller do the same job: bank transactions in a spreadsheet you own. Tiller is a good product with a longer track record; the reasons to switch are price and sync timing.
What transfers
The way you work
Both tools put bank transactions into a spreadsheet and get out of the way. Nothing about pivot tables, SUMIFS, or your own tabs has to change.
Owning your data
Tiller writes to a spreadsheet in your own cloud storage, and Sheetful writes to your Google Drive or OneDrive. Whatever you have built stays yours, including after you cancel either service.
Your bank coverage
Sheetful connects through Plaid, and coverage for major US banks and credit unions is broad. Check your own institutions during the trial rather than assuming. Either way the connections themselves do not transfer between services: you log into each bank once more on the Sheetful side.
What is different
Price
Sheetful Premium is $79/year. Tiller moved to $99/year on August 1, 2026. Sheetful also has a free tier; Tiller is trial-then-paid.
Sync timing
Tiller refreshes on a daily schedule. On Sheetful Premium, a daily scheduled sync runs and Plaid webhooks push new transactions as your bank posts them, so most rows land without waiting for the next run. On Free, it syncs once a week, and Sync Now works when you want fresh data.
Template depth
Sheetful ships 7 templates with formulas and formatting built in. Tiller has the larger library, including community-built sheets. If you picked Tiller for a specific community template, check that a Sheetful template covers the same job before you move.
Categorization
Sheetful has 200+ merchant rules built in, plus rules you set yourself: change a transaction's category in the app and choose to always file that merchant the same way. The change reaches your spreadsheet on your next sync. Tiller's AutoCat also matches on amount and account; Sheetful's rules match on merchant name only, so AutoCat rules that test an amount or account will not carry over.
Tiller pricing and features as published by Tiller, checked October 2026. Prices change; check Tiller's own site before you decide. Sheetful is not affiliated with Tiller. Sheetful uses Plaid, Google, and Microsoft APIs and is not affiliated with Plaid, Google, or Microsoft.
How to move
- 1
Keep your current spreadsheet
Do not delete anything. Your existing sheet is already the archive of every transaction Tiller pulled. If you want a flat copy, download the Transactions tab as CSV (File, then Download).
- 2
Sign up for Sheetful
Start free, with no card needed. That is enough to see real rows from your own bank before you decide anything.
- 3
Connect your banks
Search for each bank and log in through Plaid. Plaid backfills roughly 90 days per connection.
- 4
Pick a destination sheet
Create a fresh sheet from a template, or on Premium connect a spreadsheet you already own. On a spreadsheet you own, Sheetful writes only the tab you name in the connect form (it defaults to Transactions), and creates that tab if it does not already exist.
- 5
Bring older history in
For anything older than the Plaid backfill, use CSV import and map the columns once. This is where the export from step 1 goes.
- 6
Run both for one cycle
Compare a full month side by side, then cancel the one you stopped opening.
Before you switch
- Visual formatting is richer on Google Sheets than on Excel. Both destinations get the same transactions and the same templates, but charts and some conditional formatting are on the Google Sheets side today.
- Sheetful has one login per subscription. You share the spreadsheet itself the way you share any other file.
Try it alongside what you have
Try Sheetful freeWant the feature-by-feature view instead? Read the Sheetful vs Tiller comparison.